Would you like to receive financial advice without being ripped off?​

Financial services companies and 'advisers' make it intentionally difficult to avoid high costs, complicated products, risky investments, and hidden fees.

That's where we're different.

Talk to an independent financial adviser in Sydney, Australia today and get started.

Get honest, trustworthy financial advice from an independent financial adviser that’s designed to benefit you.

We aren’t here to sell you products, we are here to solve problems, to help you achieve your goals and to assist you in navigating the unnecessarily intimidating and needlessly complex world of financial planning.

We help our clients solve these problems

Superannuation

We can boost returns by removing unnecessary fees, lowering costs and helping you choose a top-performing, first-class fund.

Investments

We can help you invest with confidence by avoiding risky, complex and expensive products.

Insurance

We can slash insurance costs by removing any adviser commissions.

Tax

We can help you reduce tax, allowing you to build wealth faster and retire earlier.

You can have sophistication with simplicity, without high costs and without conflicts.

Andy Darroch, an independent financial adviser in Sydney

Who we are

Andy Darroch, Director

CFP®, B Bus (Acc), Dip FP, SMSF Specialist, MCIFAA

After a decade of working at institutions like Macquarie Private Bank & 125 year old stockbroker Wilson HTM, witnessing first-hand how endless layers of fees, unnecessary complexity, biased advice and rife conflicts of interest eroded any benefits for clients, Advise Me Today (now Independent Wealth Advice) was started. Our ambition is to deliver honest advice, which places clients first, not advisers, not bonuses, not banks.

The office of Independent Financial Adviser, located in Sydney Australia

Based in Sydney, servicing Australia wide

Our offices are located in the Sydney CBD, at Level 12, 14 Martin Place in the historic Colonial Mutual Building. Thanks to Zoom and Microsoft Teams, we service clients of all types Australia wide.

Once conflicts, expensive ongoing fees, and complicated products are removed, servicing clients online becomes very easy, it’s something we do every single day.

The process

We talk

Step One

We start by listening, to understand what is keeping you up at night. We have a 15 minute no sales, no pressure, confidential phone call.

We meet

Step Two

We meet either in our Sydney Offices or online via Zoom and Microsoft Teams. We understand what's important to you, what problems you need solving, how we can assist.

We advise

Step Three

Once we've provided a fixed quote, we then present a Statement Of Advice, giving you practical, proven and effective solutions with clear outcomes to help you achieve peace of mind.

You enjoy

Step Four

You can now go about enjoying your life, not stressing about retirement, tax, financial markets or whether you're leaving anything on the table.

15 Minute Phone Call

A free, no sales, no pressure, 15 minute discussion to confirm how we can be of assistance.

Cost: None

Location: Phone

Introductory Consultation

An introductory meeting to more formally run through how we help clients, how the process works and to outline whether we can be of assistance.

Cost: None

Location: Martin Place or online

General Advice Meeting

An 90 minute meeting whereby we will seek to provide actionable, valuable, plain-speaking General Advice.

Cost: $1000 plus GST

Location: Martin Place or online

As seen in

Book an appointment, today.

Imagine knowing your super is perfectly invested for you,

you and your family are covered if anything were to happen, 

you're going to minimise tax by maximising superannuation,

and you've got a clear idea of how you're going to retire wealthy.

What makes us different?

Profession of Independent Financial Advisers Practising Member Certificate
CFP Logo

100% independent

Privately Owned

We are privately owned and have no ties with any bank, super fund or company trying to sell products.

No Commissions

We do not receive or accept any kind of commissions means we’re not incentivised to oversell you.

No Hidden Fees

We have no hidden arrangements or lucrative incentives that limit our advice and hurt clients.

No Kickbacks

We only recommend the best possible investments, we're not influenced by kickbacks and conflicted payments.

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Get in touch, today

You can have advice that places your interests first, call us today to find out how